Advice for people with normal money who don’t want to go back to school:

As a follow up to the previous question, let’s talk a little about how to deal with going to school when it’s the right decision, but you don’t want to.

Fretting over this might be the province of the young, so I’m going to direct my advice that way. Get over it. I know, that sucks, but that’s the most important thing. If you find yourself thinking, “I just want to work,” that’s actually all you need to solve your problem. Realize that school is just work, it’s the start of your career, and treat it the same way. Do it and move on, so that you can get on with the rest of your life. And always take the minimum amount of loans that you need. Always.