Rich people problems, solved;)

OK, this isn’t really a problem. Well it is a problem, but it feels like an easy one. The problem is that I don’t like the solution and I’m having trouble convincing myself to do. I have a BA and a good job. I can afford to get a Masters, as in, I could pay out of pocket for two classes per term and be done 24 to 28 months. My contract is such that I’d get a raise when I was three-quarters done and again when I was completely. I’m not even done describing my “problem.” I’d earn the money I spent back within five years. My position is a really good one, right? Except that I don’t want to go back to school. I hate it. I’d rather slam a fork into my hand. Most importantly, I’d rather make less money. Please, talk me out of being stupid. I know it’s a mistake to put it off (it only gets more expensive and I spend less time earning more) and slows me down. I realize you will probably recommend paying a writer and/or researcher, but what else can I do to make this more appealing.

Ha! You are right, I do recommend paying a researcher or writer to take the pressure off and make returning to school less odious.

It sounds like you are financially pretty well off and that you also have a budget, one that accounts for the long term. You might even be frugal? In your special case, I recommend indulging yourself in a few places during the time that you are in school. Consider smaller student loans. Paying them off is a credit builder, something you know, and though the bank will throw more money at you than you need, you don’t have to take it. Take out a small loan and consider hiring someone to clean your house. Yep. Make life easier since you are going to be working and going to school full time. Eating in restaurants is nice, but you might find that eating out/on the run is not any cheaper than using a company that provides pre-made meals for the week.

Maybe you can’t afford a personal chef, but if you can afford to hit a restaurant four nights a week and buy your coffee out every day, you can probably use that money to have someone do your grocery shopping and make a few meals for you. You can eat healthier, closer to home, and at about the same cost. Good food and an orderly house are usually the first thing to go (along with sleep) when we’re over-extended. Get those things covered and you’ll probably find those two years aren’t so bad.